Commercial Insurance Solutions for Every Business
Every business needs some kind of commercial insurance to protect itself, its staff, and its customers in the event that something should go wrong. Choosing the right insurance solution for your business can be a nightmare of paperwork and red tape, but it doesn’t need to be. With the right help and advice from experienced professionals, you can relax with the knowledge that your business is fully covered for all eventualities.
Here at Ascott Insurance, we specialise in bespoke commercial insurance solutions, each one carefully tailored to meet the needs of your business. No matter what kind of industry you’re in, our team of experts will put together a package that meets your exact specifications.
What Ascott Insurance Can Do For You
There are dozens, if not hundreds, of different types of commercial insurance, many of which cover niche aspects of your business. Combining these into a single solution that delivers the coverage you need to fulfil your legal obligations can be a daunting task. Fortunately for our clients, we have the experience and the industry contacts to put together a business insurance package that offers full coverage and provides great value.
These are just some of the areas we cover:
Aviation Insurance
This covers a range of issues, including hull losses, liability for passenger injuries, and damage caused to third parties and the environment by aircraft collisions.
Business Interruption Insurance
If an unexpected event prevents you from conducting business as usual, we can ensure you are covered for loss of income during that period.
Cargo and Stock Throughput Insurance
This provides cover for damage or loss of goods while being transported or held in storage as part of the transit process.
Casualty Insurance
This is a broad category of insurance coverage, protecting against loss of property, damage, and other liabilities, not always included in standard policies.
Climate Risk and Resilience Insurance
If your business is at risk from extreme weather conditions or other climate-related issues, our insurance can protect you.
Construction All-Risk Insurance
If you’re involved in the construction industry, there are many areas of risk that require protection from a cover-all policy.
Contingency Insurance
This covers you from unexpected events that are not the remit of most policies. These exposures will be identified and covered on a case-by-case basis.
Crime Insurance
If your business is the victim of a crime, this policy will help you recoup any losses from the event as well as cover your legal fees to pursue the culprits.
Cyber Insurance
This covers any losses or damages incurred as a result of cyber crimes. This includes damaged, stolen, or hacked data.
Directors' and Officers' Insurance
This covers the cost of compensation claims made against your business's directors and officers.
Fine Art & Specie (Valuable Goods) Insurance
If your business deals in fine art or other valuable items, you will need specialist insurance to cover your assets.
Kidnap & Ransom Insurance
This specialist insurance protects your company and its employees working in high-risk areas across the globe.
Litigation and Legal Insurance
This helps you mitigate your legal costs when pursuing credible claims, litigation, and arbitration against third parties.
Insolvency and Restructuring Insurance
This covers the costs and damages involved should your business go into administration or require major restructuring.
Mergers & Acquisitions Insurance
This protects your company from financial losses in the event that a merger or acquisition fails prior to completion.
Medical Indemnity Insurance
This protects healthcare professionals for losses and damages incurred as a result of their treatment or advice.
Marine Insurance
This protects you from costs incurred by the physical loss or damage of ships, cargo, terminals, and other marine transport.
Natural Resources Insurance
This covers the unique risks inherent in the energy production and distribution industries.
Motor Trade Insurance
This covers loss and damages incurred to customer vehicles while they are in the care of your company—essential for garages, bodyshops, and similar businesses.
Motor Fleet
This covers loss and damages incurred to fleet vehicles—essential for fleet management companies, car rental agencies, and similar businesses.
Professional Indemnity Insurance
This protects you against legal costs and damages arising from advice and services you have provided to third parties.
Product Guarantee Insurance
This covers costs and damages incurred as a result of faulty products that come with a guarantee
Product Recall Insurance
This protects against losses and damages incurred as a result of a product fault being identified and stock being recalled.
Trade Credit Insurance
This protects you against financial loss if your customers fail to pay their debts to you or miss agreed-upon payments.
Property Insurance
Protect your commercial property assets from damage, theft, fire, and other risks with a tailored property insurance package.
Surety Bonds and Guarantees
These ensure that you can meet the financial obligations of a contract should agreed performance targets be missed.
Terrorism and Political Violence Insurance
If your company experiences losses or damages as the result of a terrorist attack or political violence, this policy will recover your losses.
Why Choose Ascott Insurance?
There are many reasons to choose us as your commercial insurance brokers. These are just some of the most popular ones, based on extensive feedback from our former and existing clients:
A Personal Service
We know how important your business is to you, which is why we provide a bespoke service that ensures you are covered against all eventualities. We work closely with you to determine the specific needs of your company and then put together a solution that meets all of those specifications.
The Right Cover for the Right Business
In the years we have been trading, we have yet to encounter two businesses that are exactly alike. We tailor every insurance package so that your business is fully covered without having to pay for insurance you will never use. You can be sure that all of our policies meet your unique requirements.
Fully Managed Claims Process
Should you need to file a claim against your business insurance (or should a third party file a claim against your company), you can depend on us to deal with the situation. We don’t just act as a liaison between you and the insurers; we handle the entire claim from start to finish. We always fight for our clients, minimising your risks and helping you achieve the result you deserve.
The team you need
We have been providing commercial insurance to our business clients for over fifty years and have built strong relationships with some of the country’s biggest and most respected insurers. This allows us to secure tailored insurance packages at preferential rates, ensuring our clients get the best value and the best coverage, all at once.
GET A FREE QUOTE
Get the right business insurance today
Whatever kind of business you operate, we are here to help. Contact Ascott Insurance today on 01942 888 888 to arrange a free consultation with one of our experts, or send an enquiry through our online contact form or directly to enquiries@aibrokers.co.uk.
